Website Terms of Use2017-11-26T09:57:20+00:00


1st September 2016


1.1 This page (together with the documents referred to on it and our Privacy Statement and Cookies Policy tells you the terms of use on which you may make use of this website (the ‘Site’), whether as a guest or a registered user (‘Terms Of Use’).

1.2 Please read the Terms Of Use carefully before you start to use the Site. By using the Site, you indicate that you accept the Terms Of Use and that you accept and agree to abide by them. If you do not agree to the Terms Of Use, you must not use our Site.


2.1 is a site operated by Capital Growth Solutions Kft (‘we’ and ‘us’ and ‘our’). We are an insurance broker, registered in Hungary under company number 01-09-710356 trading as Capital Growth Solutions from a trading address at H-1051 Budapest, Roosevelt Irodahaz, Szechenyi Istvan ter 7/8, Hungary. Our VAT number is 12926877-2-41.


3.1 Access to the Site is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on the Site without notice (see below). We will not be liable if for any reason the Site is unavailable at any time or for any period.

3.2 You are responsible for making all arrangements necessary for you to have access to the Site. You are also responsible for ensuring that no unauthorised persons access the Site.


4.1 If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential. You must not disclose it to any third party.

4.2 We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our opinion you have failed to comply with any of the provisions of the Terms Of Use.


5.1 We will use any personal data collected from you in the manner set out in our Privacy Statement and Cookies Policy


6.1 Whilst we do take all reasonable steps to make sure that the information on this Site is up to date and accurate at all times, we do not guarantee or warrant that all material is accurate, complete and/or up to date.

6.2 We accept no responsibility for any errors, omissions or misleading statements on this Site.

6.3 We provide access and use of the Site on the basis that we exclude all representations, warranties and conditions. You use the material on this Site at your own discretion.

6.4 We may make changes to the material on this Site at any time without notice.

6.5 We make no representation or warranty that access to this Site will be uninterrupted, timely or error free.


7.1 We are the owner or the licensee of all intellectual property rights in the Site, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

7.2 You may print off a copy, and may download extracts, of any page(s) from the Site for your personal use.

7.3 You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

7.4 You must not use any part of the materials on the Site for commercial purposes without obtaining a licence to do so from us or our licensors.

7.5 If you print off, copy or download any part of the Site in breach of the Terms Of Use, your right to use the Site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

7.6 If you submit information to the Site, you acknowledge that the best efforts have been used in order to verify the accuracy of such information. We cannot be held responsible for any errors or inaccuracies contained in material supplied by a member organisation.


8.1 The content on our Site is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our Site.


9.1 To the extent permitted by law, we, and third parties connected to us, hereby expressly exclude:

9.1.1 All conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity.

9.1.2 Any liability for any direct, indirect or consequential loss or damage incurred by any member organisation in connection with the Site or in connection with the use, inability to use, or results of the use of the Site, any websites linked to it and any materials posted on it, including, without limitation any liability for:

loss of income or revenue;
loss of business;
loss of profits or contracts;
loss of anticipated savings;
loss of data;
loss of goodwill;
wasted management or office time; and
for any other loss or damage of any kind, however arising and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable.

9.2 This does not affect our liability for death or personal injury arising from our negligence (save as negligence induced by a member organisation), nor our liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, nor any other liability which cannot be excluded or limited under applicable law.


10.1 You must not misuse the Site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to the Site, the server on which the Site is stored or any server, computer or database connected to the Site. You must not attack the Site via a denial-of-service attack or a distributed denial-of service attack.

10.2 By breaching this provision, you would commit a criminal offence. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use the Site will cease immediately.

10.3 We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the Site or to your downloading of any material posted on it, or on any website linked to it.


11.1 You may link to our home page or other applicable blogs and jobs, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.

11.2 You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.

11.3 We reserve the right to withdraw linking permission without notice.

11.4 If you wish to make any use of material on the Site other than that set out above, please


12.1 Where our Site contains links to other sites and resources provided by third parties, these links are provided for your information only.

12.2 We have no control over the contents of those sites or resources.


13.1 We may revise these Terms Of Use at any time by amending this page. You are expected to check this page from time to time to take notice of any changes we made, as they are binding on you. Some of the provisions contained in these Terms Of Use may also be superseded by provisions or notices published elsewhere on the Site.


14.1 The Hungarian courts will have exclusive jurisdiction over any claim arising from, or related to, a visit to the Site.

14.2 These Terms Of Use and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of Hungary.


15.1 If you have any queries or concerns about material which appears on the Site, please email: